Readers Question: “Are premiums guaranteed to remain the same for the term of the insurance policy in Bossier City, Louisiana?”
The area of Bossier City, Louisiana dates back to the 1830s when it was the Elysian Groves Plantation of James and Mary Cane. Steamboat loads of cotton, corn, and sweet potatoes were shipped to markets in the south and east, from the plantation port known to many as “Cane’s Landing.”
Answer to Readers Question: Premiums are usually higher than for nonconvertible policies. Once converted, permanent coverage premiums will be higher than those for the term policy for the same death benefit. Premiums are paid on an after-tax basis. The plan offers term life insurance up to five times annual salary ($100,000) guaranteed issue or up to five times annual salary up to $300,000 with evidence of insurability. Premiums may be guaranteed to remain the same for the term chosen—usually 5, 10,15, 20, or 30 years. At death, the beneficiary receives the face amount of policy coverage, free of income taxes, and the proceeds can be used for paying off a mortgage, covering a child’s college tuition, or for one’s final expenses
February 10, 2008
By admin in Baton Rouge, Louisiana
Alan moved from Houston to Baton Rouge Louisiana and wanted to know: “Does a Life Insurance Company have to prove that the premiums were not paid?”
Baton Rouge is the perfect place to enjoy outdoor activities such as golf, tennis or sporting events. Baton Rouge is rockin’ and rollin’ to the sounds of jazz, blues and rock at many night
life stops, and if you’re ready to try your luck at the tables, we’ve got bustling gaming activities, too, and so much more.
Answer To Readers Question: Alan, no, a Life Insurance Company does not have to prove that money was received, if nothing was received and the premiums were not paid. The person who was supposed to pay on the policy should have cancelled checks or bank statement indicating that life insurance premiums were paid.
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February 10, 2008
By admin in featured
A Life Insurance Policy can be purchased for up to $150,000 of Term Life Insurance online in about 15 minutes and it will be automatically issued!
With Simple Term insurance all you have to do is just answer a few health questions — there is no medical exam, or blood test necessary to receive the insurance! Insurance is issued based on the application medical questions and is subject to underwriting.
You can apply for 10, 15 or 20 year level term insurance with the same day coverage if you are approved. Apply completely online in your own privacy and print your policy within a few minutes.
Before signing on a Life Insurance Policy you should get all the information you need to make an informed decision about life insurance. There is nothing more important then protecting yourself and your family for the future.You can get a free life insurance quotes online, get all the important information you need to know to plan and purchase life insurance.
Some issues to consider when you plan to buy Life Insurance:
- Identify Your Needs for Life Insurance
- Understand the benefits of owning Life Insurance
- Determine how much Life Insurance Coverage you need
- Read more on Wills, Trusts, and Estate Planning
- Review what types of Life Insurance are available
- Find out more about Term Life
- Understand Whole Life
- Re-Examine your Life Insurance needs
- Determine your health class
- Get free Life Insurance quotes online
- Apply for Life Insurance online
- Find out the payment process for your premiums
- Print out your policy.
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